I will lend up to 80% of the value of the new house you are buying, up to $1.25 million. I can extract up to 75% of your home’s value and you make interest only payments. I do not count exiting primary residence in the DTI ratio analysis.
I provide Common Sense Lending decision making. This can include those that have less than 2-years self-employed (case by case) and non-warrantable condos. I have in-house underwriting and use 75% of fair market rental income on existing primary residence.
My construction and renovation products allow you to build on your own lot and even make interest only payments during the construction/renovation term. I offer flexible/efficient draw process for your builder. I have available VA Construction loans with up to 100% financing as well as Conventional Construction loans, up to 95% financing. Check out our construction process video below to learn more!
It’s never been a better time to be a first time homebuyer. I offer the VHDA
Loan Program as well as USDA and Home Possible programs. We are a direct
lender to both Fannie Mae and Freddie Mac.
I am dedicated to communication, transparency and building long standing relationships. My referral partners benefit from weekly communications during loan processing in order to keep them informed of their customer’s loan status, support at open houses, broker opens, client appreciation, social media and marketing training and much more!
Intercoastal Mortgage, LLC offers competitive pricing and cutting edge programs to meet all your home buying needs. Click here to learn more about the services we provide.
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